Apply For Finance
Spread the Cost with Flexible Finance
Affordable Payment Plans to Help You Create Your Dream Home
At CSM Trade North East, we understand that making home improvements is a significant investment. That’s why we’re proud to partner with Ideal4Finance, a trusted credit broker, to offer flexible finance options that allow you to spread the cost of your project with manageable monthly payments. Whether you’re upgrading your roof, installing new windows, or converting your garage, our finance plans make it easier to bring your vision to life without compromising on quality.
Our skilled tradesmen, industry accreditations, and stellar reputation make us the go-to choice for property maintenance and home improvement projects. From guttering, fascias and soffits, conservatory roof replacements, to windows, doors, and garage conversions, we deliver professional, reliable, and affordable services that stand the test of time.
Your Finance Options
We offer a variety of finance plans to suit your needs, always subject to the lender’s assessment. Options include:
- 0% APR Finance over 12 or 24 months for short-term, interest-free payments.
- Fixed Finance at 12.9% APR over 36, 48, 60, 120, or 180 months for longer-term affordability.
Key Details:
- A deposit may be required, which will be agreed upon before the application process begins.
- All applications are subject to approval by Ideal4Finance, and decisions are made quickly based on your individual circumstances.
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Why Choose Finance with Ideal4Finance?
Reputable Lenders
Ideal4Finance works with trusted lenders to ensure a secure borrowing experience.
Quick Decisions
Applications can be completed online or by phone, with decisions made promptly.
Trustpilot 'Excellent' Rating
Thousands of customers have successfully secured finance with Ideal4Finance.
How To Apply For Finance
Applying for finance is simple:
Click the Apply for Finance button to visit the Ideal4Finance application page.
Complete your application online or by telephone.
Receive a decision quickly and move forward with your home improvement plans.
Important Information
Taking out finance is a significant decision. It’s essential to ensure you can meet all repayments on time and in full. Failure to do so may lead to financial difficulties and negatively impact your credit score.
Finance is provided by Ideal4Finance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA).
Ideal4Finance
CSM Trade NE Ltd is an introducer appointed representative of Ideal Sales Solutions Ltd t/a ideal4finance. Ideal Sales Solutions Ltd is a licensed credit broker and not a lender. Please note that all loans are subject to lender’s assessment and approval. All loans are subject to status. The rate offered is always provisional and will depend upon personal circumstances, loan amount and term. Terms and Conditions apply. All finance enquiries must be addressed to Ideal4Finance directly. Ideal Sales Solutions Ltd is authorised and regulated by the Financial COnduct Authoirty, Firm Reference Number: 703401. Registered in England with Companies House, Company Registration Number: 06724294. Data Protection Number: Z1790314.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full;failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Ideal4Finance may receive a commission from our lenders upon completion of a loan. The amount of this commission will vary depending on the amount borrowed, the lender and product offered. Further information available upon request.
Representative Examples
Here’s an example of how our finance plans could work for you:
Example 1: £5,000 Purchase with a 25% Deposit (Paid Over 24 Months at 0% APR)
- Purchase Amount: £5,000
- Deposit Amount: £1,250 (25%)
- Total Credit: £3,750
- Interest Rate: 0%
- Loan Duration: 24 months
- Monthly Repayment: £156.25
- Total Cost of Credit: £0
- Total Repayable: £3,750
Example 2: £10,000 Purchase with a 20% Deposit (Paid Over 60 Months at 12.9% APR)
- Purchase Amount: £10,000
- Deposit Amount: £2,000 (20%)
- Total Credit: £8,000
- Interest Rate: 12.9% (fixed)
- Loan Duration: 60 months
- Monthly Repayment: £180.84
- Total Cost of Credit: £1,850.40
- Total Repayable: £9,850.40
Example 3: £25,000 Purchase with a 20% Deposit (Paid Over 60 Months at 12.9% APR)
- Purchase Amount: £25,000
- Deposit Amount: £5,000 (20%)
- Total Credit: £20,000
- Interest Rate: 12.9% (fixed)
- Loan Duration: 60 months
- Monthly Repayment: £452.10
- Total Cost of Credit: £7,125.83
- Total Repayable: £27,125.83
*All fixed finance rates are worked on individual circumstance by ideal4fiance and all above are just typical examples.*
Your Home, Our Expertise
Ready to experience the CSM difference?
Contact us today to learn more about how we can help transform your property with high-quality, affordable home improvement solutions.